I don't get much value out of that.except the sense of satisfaction of "it reconciled!" or "it's all complete and in one place!" and I can let go of that, it's not really where I want to put my attention. And I can skip the step of entering paycheck detail, tax lines, and so 's all available on the paystubs if I need it later. The others, like some laddered CDs I have, I don't really need to track in a separate system. I really only need to track transactions related to expenses, and I only need to track my actively-used accounts. + I've also realized that I have been tracking more than I need to. Unfortunately, neither Quicken nor Gnucash is particularly good in this area. + In addition to the issues raised above, I also have some assistive technology needs, so I prefer options with less typing required, where I can use keyboard shortcuts and Dragon NaturallySpeaking. I'm going to have to decide if the extra time spent on the computer is worth the trouble. It appears that the process of classifying the accounts is quite manual in Gnucash. + I did a test run mini-import for my main active checking account, just for January 1-2, into both Quicken and Gnucash. + The Gnucash process for importing transactions also involves downloading account-by-account, and then importing account-by-account. + It seems that if I don't do the "One Step Update" in Quicken, and I instead download transactions from the bank websites account-by-account as a QFX file, and then import them into Quicken myself, that would avoid the privacy issue of me giving Intuit/ Quicken all my data.
Getting this input, and talking through the issue with others IRL, here's where I'm at (since some of you sent DM asking): Response by poster: This is all been really helpful.
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